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March 2011 Newsletter – Have You been turned down for a Mortgage?

April 4th, 2011 Posted in Monthly Newsletters


Have You been turned down for a mortgage?

Since the start of the recession, an increasing number of people have found they’ve been turned down for a mortgage. However, times are changing and as we slowly move out of the credit crisis, more lenders are starting to expand their criteria, looking at all different types of applicants – so now might be the time to try again.

Here at The Mortgage Store we have some great competitive products available including a 90% Loan to Value (LTV) residential mortgage. This means that you may only need a relatively small deposit to obtain your mortgage. We also have access to lenders which specialise in “near prime” products, so even if you have been declined by the high street banks, we may still have the answer. These lenders will look at your application on an individual basis rather than basing this solely on your credit score.

And if you are looking to take advantage of lower house prices and invest in buy-to-let properties, we could help! We now offer buy-to-let mortgages up to 85% LTV, and have access to lenders that consider first time landlords.

We provide whole of market advice right through the purchase or remortgaging process. We look at your affordability, how much you want to borrow, your deposit and your circumstances and find the most competitive deal available for you.

Don’t forget that all mortgages should be adequately covered against sickness or premature death. We can assist you with all these areas, to ensure that your mortgage and lifestyle would be fully protected in these events.

Why not contact us today to discuss your requirements further. We look forward to hearing from you.

For further details or to arrange an interview please use our ‘Contact’ Page.

For a PDF version of this newsletter please click the PDF icon: The Mortgage Store Newsletter March 2011 PDF

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    • The Mortgage Store (TMS Ltd.) is a firm of professional Advisers who specialize in all types of Mortgages and Related Insurance Services.


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      We are normally only paid by way of commission from the lender, Alternatively you can choose our Fee Only option where you pay us a fee instead and we rebate our lender commission to you. Depending on your circumstances there might be an additional fee charged for mortgage advice, and if so it will not exceed 1% of the mortgage amount.
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